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Understanding the Basics of Games: A Guide for New Ones 



Interested in Baccarat but not sure where to start? This guide has everything you need to master the basics! Baccarat is a classic card game that has been loved by many due to its simplicity, low house edge, and lack of any requirements as to the player’s special skills. 

We will cover everything from Baccarat rules to the most popular variations of the game and even tell you what you should keep in mind when playing at a top casino online in Singapore or a land-based casino. By the end, you will be ready to place your first bet with confidence!

The Basics of Playing Baccarat 

At first sight, it may seem that Baccarat is a rather complicated game, but in fact, it is a simple game of luck. The game is played by betting on whether the Player’s hand or the Banker’s hand will be closer to reaching the score of 9. 

To begin with, two cards are dealt to each hand, and depending on the value of their faces, a score is calculated. Tens and face cards are counted as zero, Aces count as one, and the rest of the cards retain their face value. If the total of the two cards exceeds ten, only the second digit is counted, for example, 9+ 5 = 14 becomes a 4.

There are three options to bet on: Player, Banker, or Tie. The Banker bet has the best odds (1.06% house edge) but pays slightly less (0.95:1) due to a 5% commission. The Player bet has a slightly higher house edge (1.24%) but pays a full 1:1. The Tie bet is a risky option with a whopping 14.36% house edge, so most players avoid it despite the huge 8:1 payout.

The Table Limits

Baccarat is famously a game for high rollers, especially in fancy casinos, but this doesn’t mean you can’t play it at trusted online casinos in Singapore sites. On the contrary, when you go online, the smallest bets you can make allow everyone to try and win something without risking impressive amounts of money. For example, some online baccarat games offer the smallest bets of only ten cents!

Naturally, the bet limits vary from one casino to another and even from one game type to another. Moreover, online Baccarat may allow both regular and live dealer games, and in the latter case, the smallest bets seem to be a bit higher.

Therefore, there are no exact numbers here. Besides, apart from these shallow limits, there are high roller baccarat tables online where you can win a fortune by betting from hundreds of dollars to as much as ten thousand per hand! 

Baccarat Online or Live Baccarat: Which is the Best?

Baccarat is a game that offers quite a different experience, whether you play it in a casino or online. Many seasoned players find it very easy to switch to online baccarat. They enjoy the convenience, as they can play it at home and at any time. This way, they have the opportunity to play it more frequently. Some of Singapore’s best online casino sites are also available for mobile devices, so these people can play wherever they are.

Online baccarat is deprived of one significant element, which is the social atmosphere of a real casino. However, there is a solution: live dealer Baccarat provides the casino experience with a real dealer.

Ultimately, beginners would probably like online Baccarat even more, as there is a bigger variety of games available and the minimum bets are significantly lower. Additionally, it is possible to choose amongst many applications that provide players with a demo mode before they start playing for real money. 

To summarize, online baccarat is a game that is meant for people who appreciate comfort, privacy, and mobility, while live dealer baccarat is more suitable for big bettors and social players.

Online Baccarat Variations: Know the Difference

The world of Baccarat has more variations than you might first think. While most players are familiar with the classic version, such as playing at Singapore’s best online casino site, here are some of the popular variations loved by players around the globe:

  • Punto Banco: This is the most known version to date, using 6–8 decks and offering a low house edge. The goal is simple – predict which hand, Player or Banker, will have a total closest to 9. However, what is special is that winning bets placed on the Banker come equipped with a 5% commission.
  • Chemin de Fer: A thrilling version that pits players against not the house, but each other. The role of the Banker continues to the right, and the casino claims a 5% commission on all banker wins.
  • Baccarat Banque: Another variation quite similar to the previous one. Players can switch places as the Banker, but not all players are eligible, just the one with the highest bet. It uses three decks, enabling up to 12 people per round.
  • No Commission Baccarat: This variation removes the 5% commission on winning banker bets, but the payout is still 1:1. Additionally, winning Banker hands with a total of six pays differently depending on the number of cards dealt.
  • Mini Baccarat: The perfect choice for those looking to save money. This version has a lower table limit and can accommodate up to 6–7 players. What is more, here the action is incredibly fast, following the standard rules.
  • Speed Baccarat: The quickest version is available only online, with each round taking around 30 seconds. Players have 12 seconds to place their bets, and the dealer uses 8 decks.
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Take Advantage of Playing Baccarat Online 

Top-rated online casino sites in Singapore are a player’s paradise. Not only are there numerous baccarat games to choose from, but you can also play them without risking your money. As an easy game to learn and play, mastering and practicing one of the strategies such as Martingale’s, D’Alembert’s, 1-3-2-6, or Paroli’s is a good way to have an advantage, play longer, and win more matches. 

If you have already played the original version in a physical casino, the concept of such a game remains the same. On the contrary, being a beginner at Baccarat makes demo mode your best friend. This option is quite popular among online casinos, especially the new ones hunting for players.

Learning any game’s rules for free has a lot of benefits. For one, you are free to build and grow your confidence without having to feel pressured. Due to demo mode, there is zero risk of losing any money. Apart from getting the basics of the game, you can practice and see the results of your strategies and betting patterns. 

Just like real gambling, it is also a good idea to start working on your self-discipline when the bets aren’t real. Thanks to such options, you can learn how to manage your time properly from home.


We have successfully learned the basics of baccarat, as well as its different versions. Online and live casinos present an excellent opportunity for everyone to have a thrilling experience. Thus, do not hesitate, even if you do not consider yourself a high-roller. So why wait? Find your best online casino in Singapore and start your Baccarat adventure today!

Frequently Asked Questions (FAQs)

What is the main objective of Baccarat?

The main objective of the game is to correctly guess which hand will be the closest to 9 without going over. Aces have a value of 1, while the face cards and 10s are counted as 0, and all other cards are as per pip value.


Is baccarat purely based on luck?

Baccarat is a game where luck plays a significant role. You cannot influence the result with any skills, as, say, while playing poker. There is no trick to the hand itself; you just bet whether it will be the player or the banker who will get the closest hand to 9. At the time of making the bet, there is a basis for determining in what sequence you should change the bet.


Which type of Baccarat bet has the best odds?

As for the best odds in Baccarat, statistically, the “Banker” bet is preferable. Even though it is paid a small commission of winnings, its house edge constitutes around 1.06%, which is much lower than that of the “Player” bet (1.24%) or the “Tie” bet (14.36%). Therefore, in the long run, it is better to choose the “Banker” bet to increase the probability of winning.

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